Your goal should be to pay off your debt as quickly as possible in the shortest amount of time possible. If you continue to make only your minimum payments. Depending on the amount of debt, it can take 10-15 years and maybe up to 30 years to pay it back. We can help strategize a plan to become debt free in as little as 12 months to 48 months*. By enrolling and completing our program, you could save time and thousands of dollars. Become debt free sooner than you ever thought possible.